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What's most interesting about it, though, is the larger potential it holds for human capital investment generally. The vast bulk of Americans will not obtain college degrees – but the majority will still need significant, and costly, post-secondary education or training. There's no reason that such non-baccalaureate investments cannot be financed the same way: Receive the investment first, pay for it later, base the payment on how successfully the investment produces the desired result – a higher income – kinda like, hmm, investing. Individuals could (as Friedman foresaw) finance their self-improvement through a share-of-future-profits investing model. At this point, it should be clear that we're talking about moving beyond simply public financing – students and workers could enter into such a percentage-of-earnings arrangement with private backers, too.
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