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| Re: | Brussels Griffon Puppy Wanted | | Ad: | Do you have any exams coming up? http://yuvututube.fun/ yuvutu tube The positive rating actions on RCBC and Union Bank are driven by their reduced burden of legacy non-performing assets (NPAs) and rising loss-absorption buffers in recent years. They also reflect Fitch's expectations that their financial metrics will become comparable with the industry. The upgrade of RCBC also takes into account the already positive impact on its credit profile from several initiatives, including fresh capital and bulk NPA sales in H113. Union Bank's Positive Outlook reflects Fitch's view that benign domestic operating conditions and ongoing recovery efforts should over time support its ability to manage down its NPAs to a level more comparable with higher-rated domestic peers.
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