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Another service? http://www.natewatters.com/writing-college-admissions-essays/ personal statement essay for medical school Mutual fund investing is not about sending in your money and forgetting about it. Successful mutual fund investors monitor their holdings and make changes when and if needed based upon a number of factors. Certainly results are key, but they aren't the only metric by which funds should be judged. What factors enter into your decisions about your mutual fund holdings?