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Photography http://silverdaddies.fun/ silver daddies Markets had been on edge this summer over the possibility of the so-called taper, but in recent days had begun to rise in anticipation of the actual move and the belief it would be a gradual one. After reaching a trough in May, mortgage rates have also been on an upward trend with the average on the 30-year fixed loan rising more than a percentage point since then to about 4.70 percent. Interestingly, though, auto and other consumer loan rates, which hew to short-term interest rates, have remained near their historic lows.